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Credit Underwriting Executive( Risk Analyst)
The Concept Group
Lagos Full Time
Real Estate Confidential
- Minimum Qualification :
- Experience Level : Entry level
- Experience Length : 2 years
Job Description/Requirements
The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services - Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova - Bespoke Enterprise IT Solutions Company, Percy Aitkins - Bureau De Change.
We are recruiting to fill the position below:
Job Title: Credit Risk Analyst
Location: Lagos
Employment Type: Full-time
Roles and Responsibilities
- Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
- Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
- Carrying out due diligence on Potential Clients.
- Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
- To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
- To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
- Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
- Detecting fraudulent applications with falsified/forged documents.
- Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
- Conducting credit search (CRS & CRC Report) on credit bureau database.
- Conducting Email Verification & preparing Transaction Consummation Report. Reviewing transactions for final checklist and approval.
Requirements
- Candidates should possess an HND / B.Sc Degree with 2 years of experience.
- Must be analytical.
- Must be technologically savvy
- Sound knowledge of Excel. High level of meticulousness is needed
Salary
200,000-300,000 Gross/ month.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their Applications to: [email protected] using the Job Title as the subject of the email.
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