● Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
● To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from financial information.
● Reviewing applications for credit facilities with a view to pointing out deviations from the company’s credit policy and highlighting quality assurance issues in credit proposals received from business areas.
● Performing various departmental functions, including loan covenant monitoring, risk range, audit preparation, and recovery as assigned by HOD. ●EnsureCreditsrequiringamendmentsarecommunicatedtothebusinessareastoamendasappropriate.
● To evaluate all quantitative details in the applications to make objective decisions based on empirical facts from financial information.
● To communicate to the business area the credit concerns and the quality assurance issues for responses/resolutions.
● Ensuring that all credit approvals, KYC are in place, documentation is duly executed, and that the company’s interest is well protected.
●Conducting credit search(CRS &CRC Report)on credit bureau database.
●ConductingEmailVerification&preparingTransactionConsummaonReport.
● Reviewing transactions for the final checklist and approval
Job Type: Full-time
Pay: ₦200,000.00 - ₦250,000.00 per month
Education:
- Higher National Diploma (Required)
Experience:
- Credit Risk: 2 years (Required)
Location:
- Abuja (Required)