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Credit Underwriting Executive (Risk Analyst)

Rosabon Financial Services Limited
Abuja, Federal Capital Territory
Full time
1 week ago

Rosabon Financial Services (RFS) Limited - Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.

We are recruiting to fill the position below:

Job Position: Credit Underwriting Executive (Risk Analyst)

Job Locations: Abuja (FCT) & Lagos
Employment Type: Full-time

Roles and Responsibilities


  • Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
  • Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
  • Carrying out due diligence on Potential Clients.
  • Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
  • To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
  • To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
  • Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
  • Detecting fraudulent applications with falsified/forged documents.
  • Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
  • Conducting credit search (CRS & CRC Report) on credit bureau database.
  • Conducting Email Verification & preparing Transaction Consummation Report.
  • Reviewing transactions for final checklist and approval.

Requirements

  • Candidates should possess an HND / B.Sc Degree with 2 years of experience.

Salary
N250,000 - N300,000 Monthly.

Method of Application
Interested and qualified candidates should send their Applications to: [email protected] using the Job Position as the subject of the mail.

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