Credit Risk Officer

Motion Yield Limited

Accounting, Auditing & Finance

We are Nigeria's leading consumer finance provider seeking a detail-oriented and analytical Risk Officer to support our credit and lending operations. The ideal candidate will have strong Excel skills, a good understanding of consumer lending risk principles, and the ability to analyze loan data to support business decisions.

Responsibilities

• Analyze credit applications and loan performance trends

• Conduct basic risk assessments and provide recommendations

• Monitor default, early repayment, and portfolio quality indicators

• Assist with daily, weekly, and monthly risk reports using Excel or other tools

• Collaborate with underwriting, collections, and operations teams

• Support the development of internal credit scoring and exposure models

• Escalate unusual lending patterns or fraud red flags promptly
  

Requirements

• Bachelor’s degree in Finance, Economics, Statistics, or a related field

• 1–3 years' experience in risk analysis, credit analysis, or consumer lending

• Strong Microsoft Excel skills (e.g., formulas, pivot tables, lookups)

• Familiarity with data tools (Power BI, SQL, or Google Sheets) is an advantage

• Basic understanding of credit risk, KYC, and regulatory standards

• Strong attention to detail and problem-solving mindset

• Excellent communication and reporting skills
  

Qualifications

• Minimum of BSC/HND degree

• Experience in a microfinance, fintech, or digital lending company

• Knowledge of basic fraud detection strategies

• Ability to work independently and meet tight deadlines
  

Suitable candidates should send their CVs with the Job Title to careers@motionyield.com

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