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Credit Risk Analyst
The Concept Group
Accounting, Auditing & Finance
Lagos Full Time
Real Estate Confidential
- Minimum Qualification :
Job Description/Requirements
Job Role: Credit Risk Analyst
Salary- N200,000- N250,000 (Net)
Location: Abuja
- Reviewing and analyzing the creditworthiness of all potential customers based on risk criteria.
- To evaluate all quantitative details in the applications with a view to making objective decisions based on empirical facts from financial information.
- Reviewing applications for credit facilities to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
- Performing various departmental functions, including loan covenant monitoring, risk management, audit preparation, and recovery as assigned by HOD.
- EnsureCreditsrequiringamendmentsarecommunicatedtothebusinessareastoamendasappropriate.
- To evaluateallquantavedetailsintheapplicationswithaviewtomakeobjectivedecisionsbasedonempiricalfacts from financial information evaluated.
- To communicate to the business area the credit concerns and the quality assurance issues for responses/resolutions.
- Ensuring that all credit approvals, KYC are in place, documentation is duly executed, and that the company’s interest is well protected.
- Conducting credit search(CRS & CRC Report)on credit bureau database.
- Conducting Email Verification & preparing transaction completion on the Report. Reviewing transactions for the final checklist and approval
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