Credit Risk Control Specialist
Key Responsibilities:
1.Build and optimize the company’s overall risk management framework, covering pre-loan, in-loan, and post-loan stages;
Identify, assess, monitor, and control business risks, and prepare risk analysis reports regularly;
2.Monitor key risk indicators such as delinquency rates and fraud rates, identify anomalies, and issue early warnings;
3.Develop and maintain risk control tools including fraud detection systems, blacklist mechanisms, and alert models;
4.Work closely with product, data, and compliance teams to design and implement effective risk strategies;
5.Participate in credit policy formulation and risk model optimization to improve lending quality and operational efficiency;
6.Support internal audit, regulatory compliance, and internal control tasks to ensure lawful and compliant operations.
Requirements:
1.Bachelor's degree or above in Finance, Economics, Mathematics, Statistics, Risk Management, or related fields;
2.Minimum 2 years of experience in risk control, credit risk, or fraud prevention roles;
3.Strong logical thinking, risk awareness, and problem-solving skills;
4.Effective communication and cross-functional collaboration abilities;
5.Prior experience in Nigeria or African markets is an advantage;