Job Summary
The Sales and Marketing Manager will be responsible for driving business growth, overseeing loan processing, and ensuring the financial soundness of the branch’s credit portfolio.
This role involves supervising subordinates, evaluating loan applications, deposit mobilization, mitigating risks, and fostering strong customer relationships.
The ideal candidate must have a proven track record in microfinance lending, loan recovery, and risk management.
Responsibilities
- Coordinate, supervise, market loan products and process loan applications for Customers
- Oversee subordinates and evaluate loan processing to determine customers financial eligibility and feasibility of repayment of loans
- Determine all applicable ratios and metrics and set up loan payment plans
- Complete loan contracts and counsel clients on policies and restrictions
- Opening loan applications conducting loan analysis by visiting the business and household of clients
- Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
- Presenting loan proposals to the credit units and informing the client about the decision of the credit units
- Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
- Ensuring high quality standards of the bank’s credit portfolio
- Ability to meet and exceed targets while actively working to increasing business portfolio and clients' base.
Job Type: Full-time
Pay: ₦350,000.00 - ₦450,000.00 per month
Experience:
- microfinance: 5 years (Preferred)
- Management: 2 years (Preferred)
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