Job Title: Financial Analyst - Fintech Location: Lagos, Nigeria Work Mode: Hybrid, Full-time Salary: ₦200,000 Background: Fintech, Credit and Loans, Microfinance Our Client is seeking a passionate, analytical, and customer-centric Finance Analyst who thrives at the intersection of strategic finance and operational execution. This unique role blends investor-facing finance work with hands-on credit operations—perfect for someone ready to make a broad impact in a mission-driven fintech environment. Role Overview The Finance Analyst will play a dual role that is vital to both the capital and credit sides of the business. You will support capital raise initiatives, build financial models, and provide strategic insights while also managing customer credit assessments, repayment tracking, collections, and process optimization. Key Responsibilities Capital Raising & Investor Engagement ● Support the development and execution of equity, debt, and blended finance strategies. ● Identify and engage with institutional investors, DFIs, and fund managers. ● Prepare investment memos, pitch decks, and investor updates. Financial Modelling & Analysis ● Build and maintain robust financial models for forecasting, pricing, and planning. ● Conduct scenario and valuation analysis to support key financial decisions. ● Monitor financial KPIs and deliver actionable insights to the leadership team. Transaction Support ● Assist in structuring capital market and private financing transactions. ● Coordinate due diligence, documentation, and deal closings. ● Ensure compliance with regulatory and investor reporting requirements. Credit Assessment & Repayment Management ● Review customer documentation and perform credit checks using internal/external tools. ● Assess eligibility and structure repayment plans. ● Set up and track repayment mandates (e.g., direct debits, standing orders). ● Monitor repayments in real-time, flag delays, and reconcile inflows with finance. Collections & Recovery ● Engage customers on overdue repayments via WhatsApp, SMS, calls, or email. ● Maintain professional follow-up routines and escalate per policy. ● Liaise with recovery agents or legal teams as needed. Process Optimization & Reporting ● Maintain and improve SOPs for finance and credit operations. ● Recommend and implement workflow or tooling improvements. ● Generate accurate, timely weekly/monthly reports on financial and credit KPIs. Qualifications & Experience ● Bachelor’s Degree or HND in Finance, Accounting, Economics, Business Administration, or a related field. ● 2–3 years of experience in: A. Financial advisory, corporate finance, capital markets, or fintech finance teams. B. Credit analysis, collections, or customer finance operations (preferably in fintech/lending). Skills ● Advanced proficiency in Microsoft Excel or Google Sheets (modelling & analysis). ● Familiarity with CRM or financial management tools. ● Strong communication and customer relationship skills. ● High attention to detail and strong data-handling integrity. ● Understanding of credit risk, repayment structures, and collections strategies. ● Able to thrive in a high-growth, fast-paced, and entrepreneurial environment. Preferred Certifications (Added advantage) ● CFA, FMVA, or similar finance qualifications. ● Credit and Risk Management (e.g., CIBN, ICAN), ATS. ● Excel, data analytics, or CRM training (online acceptable). Performance Indicators ● On-time repayment and default reduction rates ● Accuracy and clarity of financial models and reports ● Capital raises success and investor feedback ● Process improvements implemented ● CRM and mandate activation success ● Communication and stakeholder engagement quality
Job Type: Full-time
Pay: ₦200,000.00 per month
Experience:
- Microfinance/Fintech: 2 years (Required)