Credit and Collections Officer

VACANCY! VACANCY! VACANCY!!!

COMPANY: Snappy Credit limited is a Fintech company that provides quick loans to customers via an online process

Job Location: IKEJA

Job Title : Credit and Collections Officer

.Company Benefits

1. Basic salary: 60k

2. Bonus: daily bonus, weekly bonus, (up to 15k)

3. Phone compensation ( Airtime & data)

4. Skills training within one week of joining the company and transportation subsidies.

5. Permission to work from home (return to office for skills training if not performing well)

6. Salary increased in three months and again in six months.

7. Year-end bonus for good performance every year.

Employment Type: Full-time

RESPONSIBILITY:

• Assess and evaluate the creditworthiness of new and existing customers.
• Process credit applications and recommend approval or rejection based on risk analysis.
• Monitor customer accounts to ensure payments are made within agreed terms.
• Contact clients to follow up on overdue invoices and negotiate repayment terms.
• Investigate and resolve billing discrepancies or disputes.
• Maintain accurate credit and collections records in line with company policy.
• Prepare regular reports on credit performance and collections activities.
• Collaborate with sales and customer service teams to resolve payment-related issues.
• Recommend accounts for legal action where necessary.
• Ensure compliance with credit policies, debt recovery regulations, and industry standards.

REQUIREMENTS:

• Candidates should possess an SSCE/OND / HND / B.Sc qualification with 0 - 1 years work experience.
• Experience
• 1–3 years of experience in credit control, debt recovery, or collections.

Skills & Competencies

• Strong communication and negotiation skills.
• Good knowledge of credit assessment, risk analysis, and collection strategies.
• Proficiency in Microsoft Office tools and credit management software.
• Analytical thinking and ability to interpret financial data.
• Attention to detail and accuracy in recordkeeping.
• Ability to work under pressure and meet targets.

Personal Attributes

• High integrity and confidentiality when handling client financial information.
• Persistence and resilience in following up with debtors.
• Strong interpersonal skills for dealing with diverse clients.
• Experience in banking, microfinance, or other lending/credit-based organizations is preferred.
• Must have Smart Phone.(Android or iPhone)Method of Application:

Interested and qualified candidates should send their CV using the Job Title.to: 09025395912 on WhatsApp and a copy

to: berylspringslimited@gmail.com

using the Job Title as the subject of the email.

Job Types: Full-time, Permanent, New grad