Underwriter

Studio.Inspire

Accounting, Auditing & Finance

We are seeking a technically skilled Underwriter to support the evaluation and pricing of our Comfort health plan and other proprietary, level-funded health insurance products. This role is central to our pricing integrity, profitability, and long-term growth strategy.

You ll use our proprietary underwriting engine, combined with claims experience, demographic analysis, and utilization trends, to assess group-level risk and generate competitive, data-driven pricing proposals. This includes independently underwriting new business and renewals, applying sound judgment within defined authority limits, and recommending pricing strategies that align with customers needs, market conditions and Gravie s financial goals.

Beyond day-to-day casework, you ll act as a key contributor to our product positioning collaborating closely with Sales, Account Management, and Product to drive underwriting best practices and refine plan designs. You ll have visibility into the broader business strategy and the opportunity to help modernize underwriting within a highly collaborative, tech-forward environment.

This role is ideal for someone who is comfortable with complexity, confident working with data, and experienced in pricing level-funded group medical plans.

You Will:

Independently use our proprietary underwriting engine to produce and modify rating output for small and mid-sized groups Rate level funded plans and provide product and pricing with first level pricing concession and plan design exception authority

Apply underwriting guidelines and risk assessment tools to evaluate group health plan risks.

Communicate rates and plans quoted along with recommendations on strategic positioning of quote or renewal to Sales and Account Management Team offerings

Use claims data, demographics, and utilization to make informed pricing decisions.

Maintain underwriting documentation and compliance with regulations and internal controls.

Participate in training to develop and enhance knowledge of underwriting methodologies, funding options, products, legislation, competitors and to ensure compliance with company and departmental policies.

You Bring:

3 5 years of underwriting experience, with at least 1 2 years working specifically with stop loss and/or level-funded health plans.

Proven ability to independently underwrite standard and moderately complex cases.

Bachelor's degree in Business, Finance, Economics, Statistics, Mathematics, Insurance or other related majors Strong analytical and technical skills.

The ability to confidently communicate with both internal and external stakeholders.

Ability to manage multiple priorities and deadlines with minimal supervision

Extra Credit:

Experience working in a startup or high-growth environments

Master s degree or advanced training in a relevant discipline.

Professional certification(s), such as HIA, CEBS, MHP, orFLMI.

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